Important IRA reminders

I have had a column published in all 107 issues of MD-UPDATE, a magazine that goes to physicians throughout Kentucky.  This month’s column is “Remember the IRA” and contains tips on effective tax management for your IRA.  This should be of particular interest if you have ever made a non-deductible contribution to your IRA or if you make charitable contributions and have an IRA.  Click here for the article. 

Scroll down here and leave a question or comment.  I’m always happy to hear from readers.


A bright spot in our future

Two experiences last week renewed my confidence that the future is in good hands.

On Monday, I went over to the University of Kentucky’s Gatton College of Business and Economics at the request of Professor Tom Pope. He asked me to speak to his Personal Financial Planning class. Interestingly, this is the first time the course has been offered at UK and it appears to be wildly successful. This class is comprised of 47 seniors and graduate students studying accounting and finance. Only a couple of the students are expecting to become professional financial planners. Most were taking the class to learn how to plan for themselves and loved ones. I asked about their top financial concerns for their generation. Not too surprising, the first response was debt management (student loans are very real to them) and the second was the viability of retirement plans, especially governmental benefit plans such as Social Security and the state retirement system. By the way, if you haven’t seen the new building at the business school, you should go have lunch in the student lounge and have a look around. What a learning environment!

My second boost of confidence came when I attended the Kentucky Society of CPAs 2017 Spring Awards Banquet honoring Scholarship recipients, successful candidates from the CPA exam, and new Certified Public Accountants.  I went to support our newest hire, Michael (Mike) Wagner, who was recognized with an Award of Excellence for having the high score on one or more sections of the CPA exam. He was also recognized because he successfully completed all of the exam and will qualify for certification upon completion of the experience requirement. I got to meet several of Mike’s friends, some of whom were also award winners and candidates from around the state.

This was a mighty impressive gathering of exceptional talent.  It felt good to be in the room with such brainpower.


April 30, 2017


What is your superpower?

The Enneagram might help you find out.

Like many people, when I first heard about the Enneagram, some thirty or so years ago, I was skeptical.  I had been trained in the Myers-Briggs while in seminary and had come to trust that instrument. I could see how the varieties of personality types in the MB might capture large segments of the population.  The apparent simplicity of the Enneagram gave me pause. So I read more, attended a workshop or two by an Enneagram teacher, and became a fan. I became fascinated with the fluidity and the depth of the Enneagram and its model for personal growth and development.

The Enneagram is an ancient model of personality typology. It identifies nine different personality types.  Most of the people that I have talked with who have taken the assessment were as skeptical as I was until they got their report that revealed their type. Overwhelmingly, the response is then “Oh my, this thing has nailed me.”

So I was excited to re-discover the Ennegram when I heard an interview with Ian Cron, co-author of The Road Back to You.

Unlike the authors that I read decades ago, these two utilize a narrative approach and show how the Enneagram integrates with spirituality. If you are on a quest to grow and to know more about why you do some of the things you do, then I suggest this book.

If you want to discover your type you might try Cron’s FREE assessment.  It is simple and fun.

When you’re done, scroll down and tell me what you think.

In case you begin to wonder, I am clearly a ONE–what Cron calls The Perfectionist and earlier writers called The Reformer.


April 13, 2017